We’ve helped millions of Canadians just like you

We’ve helped millions of Canadians just like you

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In minutes, find out how much money you could qualify for and what your payments might be

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Finalize your loan application online or in branch and have your money in as little as 24 hours

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FINANCIAL RELIEF OPTIONS FOR FAIRSTONE CUSTOMERS

We’re ready and available to assist you with loans and financial relief options online, by phone or at your nearest branch.

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ACCESS MORE MONEY WITH OUR ONLINE APPLICATION PROCESS

Find out if you’re eligible to access more money. Get started with an online loan quote and renew your loan online or in branch.

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© 2022, TM Fairstone Financial Inc. In Ontario, Fairstone Financial Inc. is licenced as mortgage brokerage 10821.

Fairstone
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Fairstone is Canada’s leading provider of responsible lending solutions for near-prime borrowers. With over 240 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible retail point-of-sale and automobile financing programs. With roots in Canada for almost 100 years, Fairstone is committed to making a difference in local communities.

Contact: 1-800-995-2274
630 René-Lévesque West, suite 1400 Montréal, QC H3B 4Z9

Unsecured personal loans
Borrow $500-$25,000 with an unsecured personal loan.

Secured personal loans
Borrow $5,000-$50,000 with a secured personal loan.

First and second mortgages
Borrow up to $400,000 with a first mortgage, or up to $125,000 with a second mortgage.

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Personal Loans
From $500-$50,000

Try our free loan quote – it’s quick and won’t impact your credit score. Complete the loan process online or at 240+ branches and you could have your money as soon as today.

Personal Loans
From $500 - $30,000

Get a free loan quote telling you how much money you could borrow. It’s quick and won’t impact your credit score.

Your privacy is important to us

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What we offer:

Personal loans: Unsecured personal loans and secured personal loans with manageable payments that fit your needs and budget

Emergency loans: Get a quick online loan to cover an unexpected expense or emergency

Debt consolidation loans: Consolidate debt and simplify your payment schedule with an online debt consolidation loan

Conveniently apply online or in branch and have your money deposited in your account in as little as 24 hours.

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Simple and secure online application

Personal loans online for Canadians
Borrow up to $50,000 – apply online or in branch

Fairstone offers online loans for Canadians in the fair to good credit score range.

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A quick and secure loan application online or at 240+ branches

Flexible payment options – choose from a variety of payment frequencies to suit your needs and budget

Unsecured personal loans, secured personal loans and mortgages, so you can find the loan that suits you

One-on-one local service from our knowledgeable Lending Specialists

Why Canadians choose Fairstone

Trusted Canadian lender
Customer satisfaction
Loans approved
Lending money

98.5% customer satisfaction rate*

3.3 million loans approved**

Lending to Canadians for almost 100 years

98.5% customer satisfaction rate*

3.3 million loans approved**

Lending to Canadians for almost 100 years

Offers provided to users who complete a loan quote are for an unsecured personal loan only and based on a rate of no greater than 39.99% APR with a minimum repayment term of 6 months up to a maximum repayment term of 60 months. Your actual rate will vary based on province of residence and factors like credit score, homeownership status and loan amount. Call 800-995-2272 and speak with a Lending Specialist for more information.

APR on an unsecured personal loan range from 26.99% - 39.99%. Fairstone does not charge any fees during the application process for an unsecured personal loan. An example of borrowing costs paid on a $5,000 unsecured personal loan at a rate of 39.99% on a 60-month term is $6,623 or a monthly payment of $193.73 over the course of the loan term.

A secured personal loan term ranges from a minimum repayment term of 36 months up to a maximum repayment term of 120 months; APR: 19.99% - 23.99%. On a secured personal loan, the following may apply: Administration fee, appraisal fee and title search fee. Administration fees range from $50 - $300. Most appraisals will not exceed $598. However, additional appraisal fees may apply such as a cancellation fee, rush request, executive property and travel and mileage. These fees range from $10-$250. Title search fees range from: $288.48 - $1,318.45. In some provinces, the title search fee is variable and calculated based on the loan amount. Additional title search fees may apply depending on the circumstances, such as location of property. An example of borrowing costs paid on a $10,000 secured personal loan at a rate of 19.99% on a 60-month term is $5,660 or a monthly payment of $261.84 over the course of the loan term.

Fees vary by province/territory and by loan product. All fees are included in your loan contract and explained to you by your Lending Specialist before you sign your contract and/or agree to a home appraisal. This information is accurate as of March 2022.

Interest rates vary by province/territory and from customer to customer. Fairstone is a provider of personal loans and mortgages and is headquartered at 630 René-Lévesque Blvd W, Montreal, Quebec H3B 4Z9, Telephone Number 800-995-2274.

*Fairstone Customer Experience Survey – September - December 2021 (n=7,260)

**Fairstone data 2007–2017.