Personal loans from
Your mail offer is time-sensitive. Get started with a free online loan quote today.
Your privacy is important to us
$500–$35,000
The money you need, when you need it
Whether you could use some extra room in your budget or need to cover the cost of unexpected expenses, we can help. Fairstone has roots in Canada since 1923 and more than 240 branches coast to coast. Our knowledgeable Lending Specialists will work with you to design a loan and payment schedule that fits your needs, budget and lifestyle.
Receive an online quote in minutes
Step 1: Tell us how much money you’re looking to borrow
Step 2: Answer a few simple questions so we can find the right loan for you
Step 3: If you’re interested in your quote, a Lending Specialist will be in touch so you can finalize your loan application
Count on us for
A quick and secure online loan application
Manageable, fixed payments that you can afford
Secured and unsecured loan options, so you can get the money you need
One-on-one local service at a branch near you
We’ve helped millions of Canadians just like you
Why choose a loan from Fairstone?
98% customer satisfaction rate*
3.3 million loans approved**
Serving Canadians for almost 100 years
93% customer satisfaction rate*
3.3 million loans approved**
Serving Canadians for almost 100 years
Find the loan that’s right for you
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Start with an online quote: Simply tell us how much money you're looking to borrow, and enter a few personal details.
Receive your decision in minutes: We'll tell you how much money you could qualify for, and what your payments might be.
Get your loan as soon as today: Interested in your quote? Finalize your application in-branch, and have your money quickly.
Did you know Fairstone offers a Customer Referral Program?
Anytime one of our customers refers a new customer to Fairstone, they may be eligible to receive $100. Ask your Lending Specialist about the Customer Referral Program when you book your loan.
Loans from $500-$35,000
Loan terms range from 6-120 months. Maximum APR on personal loans is 39.99%. On a $5,000 unsecured personal loan the maximum total cost of borrowing would be $6,622.
*Based on November 2019 survey results
**Fairstone data 2007–2017.
© 2020, TM Fairstone Financial Inc.
Personal loans from
Your mail offer is time-sensitive. Get started with a free online loan quote today.
Your privacy is important to us
$500–$35,000
What can I use a personal loan for?
Request a no-obligation loan quote. It’s quick, free and won’t impact your credit score.
Consolidate your debts and bills into one manageable monthly payment
Pay for home improvements or auto repairs
Manage emergencies and unexpected expenses
Plan ahead for special events like a wedding, travel or baby
Fairstone is Canada’s leading non-bank provider of responsible lending solutions. With over 240 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible automobile and retail point-of-sale financing programs. With roots in Canada for almost 100 years, Fairstone is committed to making a difference in local communities.
800-995-2274
We're here when you need us
Unsecured personal loans
Borrow up to $20,000 with a personal loan.
Secured personal loans
Borrow up to $35,000 with secured personal loan.
Mortgage refinancing
Borrow up to $400,000 with first mortgage refinancing, or up to $125,000 with a second mortgage.