Personal loans from
$500-$50,000
Your mail offer is time-sensitive. Get started with a loan quote. It’s quick, secure and won’t impact your credit score.
Why Canadians choose Fairstone
Quick and secure loan application and money as soon as today
Flexible and affordable payment options that fit your needs and budget
One-on-one service online or at 250+ branches
Home equity loan options with larger borrowing amounts and lower interest rates
No obligation, no impact to your credit score.
Apply before your offer expires
With a personal loan from Fairstone, you can consolidate multiple bills into one simple payment, cover unexpected expenses, give your budget flexibility and much more.
Apply now - your offer expiration date is available at the bottom of your mail piece.
® Trademarks of Fairstone Financial Inc.
Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.
In Ontario, Fairstone Financial Inc. is licensed as mortgage brokerage #10821.
In Nova Scotia, Fairstone Financial Inc. is licensed as mortgage lender #2021-3000028.
Terms and conditions:
Loan offers are only valid if you meet our current credit standards. Offers provided to users who complete a loan quote are for an unsecured personal loan only.
Unsecured personal loans:
Interest Rates on unsecured personal loans range from 26.99% - 39.99%, with a minimum loan term of 6 months and maximum term of 60 months. Your actual Annual Percentage Rate (APR) will vary based on province of residence and individual factors like the details of your credit report and loan amount. Maximum APR 39.99%.
An example of a $10,000 unsecured personal loan: APR of 39.49%, 60-month term, monthly payment of $384.14 including principal and interest.
Secured personal loans and mortgages:
Interest Rates on secured personal loans range from 19.99%-24.49%, with a minimum loan term of 36 months and a maximum term of 120 months. Interest Rates on mortgage loans range from 14.99%-20.25%, with a minimum loan term of 12 months and a maximum term of 60 months, and amortization periods up to 25 years. Your actual APR will vary based on individual factors including province/territory, the details of your credit report and financial situation, loan type and services provided in order to secure the loan including administration fee, appraisal fee, title fee and solicitor/notary fee. All fees are included in your loan contract and explained to you by our Lending Specialists.
An example of a $40,000 secured personal loan: APR 23.26%, 120-month term, monthly payment of $861 including principal and interest.
An example of a $90,000 mortgage: APR 18.94%, 60 month term, 20 years amortization, monthly payment of $1,371 including principal and interest.
® Fairstone Financial Inc.
Fairstone is a provider of personal loans and mortgages and is headquartered at 630 René-Lévesque Blvd W, Montreal, Quebec H3B 4Z9, Telephone Number 800-995-2274.
In Ontario, Fairstone Financial Inc. is licensed as mortgage brokerage #10821. In Nova Scotia, Fairstone Financial Inc. is licensed as mortgage lender #2021-3000028.
Fairstone Financial Inc. (“Fairstone”) is a leading provider of responsible lending solutions with a nearly 100-year legacy in Canada. As an operating subsidiary of Fairstone Bank of Canada, Fairstone offers unsecured personal loans, secured personal loans and mortgages to near-prime customers online and in more than 250 branches coast to coast. More at Fairstone.ca
Contact: 1-800-995-2274
630 René-Lévesque West, suite 1400 Montréal, QC H3B 1S6
Unsecured personal loans
Borrow $500-$25,000 with an unsecured personal loan.
Secured personal loans
Borrow $5,000-$50,000 with a secured personal loan.
First and second mortgages
Borrow up to $400,000 with a first mortgage, or up to $125,000 with a second mortgage.
