Personal Loans
From $500-$50,000

Get a free loan quote telling you how much money you could borrow. It’s quick and won’t impact your credit score.

GET A LOAN QUOTE

Personal Loans
From $500 - $30,000

Get a free loan quote telling you how much money you could borrow. It’s quick and won’t impact your credit score.

Simply tell us how much money you're looking to borrow, and enter a few personal details.

We'll tell you how much money you could qualify for, and what your payments might be.

START WITH AN INSTANT QUOTE

RECEIVE AN INSTANT RESPONSE

GET YOUR MONEY QUICKLY

Interested in your quote? Finalize your application in-branch, and have your money quickly.

We’ve helped millions of Canadians just like you

GET A LOAN QUOTE

We’ve helped millions of Canadians just like you

Why choose a loan from Fairstone?

98.7% customer satisfaction rate**

3.3 million loans approved***

Serving Canadians for almost 100 years

98.7% customer satisfaction rate**

3.3 million loans approved***

Serving Canadians for almost 100 years

© 2021, TM Fairstone Financial Inc.

Your privacy is important to us

GET A LOAN QUOTE

Fairstone is Canada’s leading provider of responsible lending solutions for near-prime borrowers. With over 240 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible retail point-of-sale and automobile financing programs. With roots in Canada for almost 100 years, Fairstone is committed to making a difference in local communities.

GET A LOAN QUOTE

Contact: 1-800-995-2274
630 René-Lévesque West, suite 1400 Montréal, QC H3B 4Z9

GET A LOAN QUOTE

Get an instant quote!
Simple and secure online application

Personal loans for Canadians
up to $50,000 as soon as today

A personal loan from Fairstone features affordable payments, fixed rates and flexible payment options. Get a free loan quote anywhere, anytime, and find out how much money you could qualify for in just a few minutes.

Consolidate your debts and bills

A debt consolidation loan can help you manage multiple bills and get out of debt faster with one simple monthly payment.

Pay for home improvements or auto repairs

Fairstone offers flexible home improvement loans that suit your needs, budget and project goals.

Manage emergencies and unexpected expenses

There are some expenses you can plan for, and others you can’t. If you have an emergency, a quick personal loan may be the answer.

A quick and secure online loan application

Manageable, fixed payments that you can afford

Secured and unsecured loan options, so you can get the money you need

One-on-one local service from our lending specialists

Count on us for

We're here when you need us

Unsecured personal loans
Borrow up to $20,000 with a personal loan.

Secured personal loans
Borrow up to $50,000 with secured personal loan.

Mortgage refinancing
Borrow up to $400,000 with first mortgage refinancing, or up to $125,000 with a second mortgage.

Loan terms range from 6-60 months
 APR: 26.99%-39.99%
 Sample: The total cost of borrowing $5,000 at 39.99% for 60 months is $6,622 or a monthly payment of $110.37. No additional fees. 

Fairstone does not charge any administration fees on personal loans. On a secured personal loan, fees may apply and vary by province/territory. Fees may include a home valuation, title examination and insurance fees, administration fees and other applicable fees.

Some names and details of reviews may have been modified or removed to protect the privacy of employees.

*Fairstone has a 4.2 average Google my Business rating as of April 2021.

**Fairstone Customer Experience Survey – April - December 2020 (n=5,130) 

***Fairstone data 2007–2017.

Friendly service, fast results. Although their rates are higher than my bank, Fairstone was willing to help us put together a plan to get out of debt. They helped us when our bank wouldn’t. Thanks Fairstone!

Fairstone Customer – ON

The application process was very straightforward and quick, and they also offer several types of insurance to help protect you against the unexpected."

Fairstone Customer – SK

Average Customer Rating*