Personal Loans
From $500-$50,000

Get a loan between September 1-30 and you could win 1 of 22 prizes of up to $5,000.


Personal Loans
From $500 - $30,000

Get a free loan quote telling you how much money you could borrow. It’s quick and won’t impact your credit score.

Download our free budgeting toolkit: Boost your budget to its maximum potential (20+ tips inside)


Trusted Canadian lender

98.7% customer satisfaction rate**

3.3 million loans approved***

Lending to Canadians for almost 100 years

98.7% customer satisfaction rate**

3.3 million loans approved***

Lending to Canadians for almost 100 years


Your privacy is important to us

Tell us how much money you’re looking to borrow and enter a few details

In minutes, find out how much money you could qualify for and what your payments might be




Finalize your loan application online or in branch and have your money in as little as 24 hours


Get an instant quote!
Simple and secure online application

Get a loan today and you could win up to $5,000 from Fairstone

Access $500-$50,000 to pay off your financing plan, consolidate debt, cover unexpected expenses or give your budget some flexibility. Start with a no-obligation loan quote to find out how much money you could qualify for. It only takes a few minutes and there’s no impact to your credit score.

Consolidate your debts and bills

A debt consolidation loan can help you manage multiple bills and get out of debt faster with one simple monthly payment.

Manage home or auto repairs

Fairstone offers quick personal loans and affordable payments that suit your needs, budget and lifestyle.

Cover emergencies and unexpected expenses

There are some expenses you can plan for, and others you can’t. If you have an emergency, a quick personal loan may be the answer – you can have your money in as little as 24 hours.

A quick and secure loan application online or at 240+ branches

Flexible payment options – choose from a variety of payment frequencies to suit your needs and budget

Unsecured personal loans, secured personal loans and mortgages, so you can find the loan that suits you

One-on-one local service from our knowledgeable Lending Specialists

Why Canadians choose Fairstone

*Contest terms and conditions apply. No purchase necessary. Contest is open to legal residents of Canada who are the age of majority in the province or territory in which they reside and who are the primary account holder of a new or existing personal loan. Limit of one entry per loan. Twenty-two (22) prizes to be awarded which include two $5,000 cash prizes and twenty $1,500 cash prizes (two $1,500 prizes to be awarded per province with the Yukon included with British Columbia, and the Northwest Territories and Nunavut included with Alberta). There is a maximum of one prize awarded per entrant and one prize awarded per branch location. Contest runs from September 1-30, 2021. Prize draw is October 15, 2021, and prizes will be fulfilled between November 1 and 17, 2021. Odds of winning will depend on the number of eligible entries received. Correct answer to mathematical skill-testing question required. To see full contest rules, please visit

Offers provided to users who complete a loan quote are based on a rate of no greater than 39.99% APR with a term from 6-60 months. Your actual rate will vary based on provincial regulations and factors like credit score, homeownership status and loan amount. Call 800-995-2272 and speak with a Lending Specialist for more information.

An example of borrowing costs paid on a $5,000 personal loan at a rate of 39.99% on a 60-month term is $6,623 or a monthly payment of $193.73 over the course of the loan term.

Loan terms range from 6-120 months; APR: 19.99%-39.99%. Interest rates vary by province and from customer to customer.

Fairstone does not charge any administration fees on personal loans. On a secured personal loan, fees may apply and vary by province/territory. Fees may include a home valuation, title examination and insurance fees, administration fees and other applicable fees. Fairstone is a provider of personal loans and mortgages and is headquartered at 630 René-Lévesque Blvd W, Montreal, Quebec H3B 4Z9, Telephone Number 800-995-2274.

*Fairstone Customer Experience Survey – April - December 2020 (n=5,130)

**Fairstone data 2007–2017.

Fairstone is Canada’s leading provider of responsible lending solutions for near-prime borrowers. With over 240 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible retail point-of-sale and automobile financing programs. With roots in Canada for almost 100 years, Fairstone is committed to making a difference in local communities.


Contact: 1-800-995-2274
630 René-Lévesque West, suite 1400 Montréal, QC H3B 4Z9

Unsecured personal loans
Borrow $500-$25,000 with an unsecured personal loan.

Secured personal loans
Borrow $5,000-$50,000 with a secured personal loan.

First and second mortgages
Borrow up to $400,000 with a first mortgage, or up to $125,000 with a second mortgage.

© 2021, TM Fairstone Financial Inc. In Ontario, Fairstone Financial Inc. is licenced as mortgage brokerage 10821.