Ready to pay off
your financing plan?
Pay off bills and take control of your finances with a loan from Fairstone. Get started with a free loan quote and see how much money you could borrow.
Personal Loans
From $500 - $30,000
Get a free loan quote telling you how much money you could borrow. It’s quick and won’t impact your credit score.
Tell us how much money you're looking to borrow, and enter a few simple details.
We'll tell you how much money you could qualify for, and what your payments might be.
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Interested in your quote? Finalize your application online or in-branch, and have your money as soon as today.
Benefits of converting to a loan from Fairstone
Is your financing plan maturing? Avoid interest charges by converting your balance into a personal loan before your plan expires
Quick application process
Flexible terms and affordable payments
Consolidate bills into a single manageable payment, pay off debt sooner and save on interest charges
A quick and secure online loan application
Manageable, fixed payments that you can afford
Secured and unsecured loan options, so you can get the money you need
One-on-one local service from our lending specialists
Count on us for
Get an instant quote!
Simple and secure online application
We’ve helped millions of Canadians just like you
We’ve helped millions of Canadians just like you
Why choose a loan from Fairstone?
98.7% customer satisfaction rate*
3.3 million loans approved**
Serving Canadians for almost 100 years
98.7% customer satisfaction rate*
3.3 million loans approved**
Serving Canadians for almost 100 years
Loan terms range from 6-120 months. Maximum APR on personal loans is 39.99%. On a $5,000 unsecured personal loan the maximum total cost of borrowing would be $6,622.
*Fairstone Customer Experience Survey – April - December 2020 (n=5,130)
**Fairstone data 2007–2017.
Fairstone is Canada’s leading provider of responsible lending solutions for near-prime borrowers. With over 240 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible retail point-of-sale and automobile financing programs. With roots in Canada for almost 100 years, Fairstone is committed to making a difference in local communities.
800-995-2274
© 2021, TM Fairstone Financial Inc.
Personal loans for Canadians
up to $50,000 as soon as today
Whether you need to pay off bills, are facing unexpected expenses or you’re looking for extra room in your budget, our Lending Specialists can design a loan solution that suits your needs and budget. With secured and unsecured loan options, Fairstone has a loan that’s right for you.
Your privacy is important to us
Why choose a secured loan?
Borrow more money – up to $50,000
Access a lower interest rate and manageable payments that fit your budget
Fixed rates and flexible terms, making loan repayments easier to budget for
We're here when you need us
Unsecured personal loans
Borrow up to $20,000 with a personal loan.
Secured personal loans
Borrow up to $50,000 with secured personal loan.
Mortgage refinancing
Borrow up to $400,000 with first mortgage refinancing, or up to $125,000 with a second mortgage.