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your store credit card?

Pay off bills and take control of your finances with a loan from Fairstone. Get started with a free loan quote and see how much money you could borrow. 

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Personal Loans
From $500 - $30,000

Get a free loan quote telling you how much money you could borrow. It’s quick and won’t impact your credit score.

Simply tell us how much money you're looking to borrow, and enter a few personal details.

We'll tell you how much money you could qualify for, and what your payments might be.

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GET YOUR MONEY QUICKLY

Interested in your quote? Finalize your application in-branch, and have your money quickly.

Benefits of converting to a loan from Fairstone

Is your plan maturing? Avoid interest charges by converting your balance before your plan expires

Fast application process

Flexible terms and affordable payments

Consolidate debts into a single debt consolidation loan and pay off your debts sooner and save on interest charges

A quick and secure online loan application

Manageable, fixed payments that you can afford

Secured and unsecured loan options, so you can get the money you need

One-on-one local service at a branch near you

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Simple and secure online application

We’ve helped millions of Canadians just like you

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We’ve helped millions of Canadians just like you

Why choose a loan from Fairstone?

93% customer satisfaction rate*

3.3 million loans approved**

Serving Canadians for almost 100 years

93% customer satisfaction rate*

3.3 million loans approved**

Serving Canadians for almost 100 years

Loan terms range from 6-120 months. Maximum APR on personal loans is 39.99%. On a $5,000 unsecured personal loan the maximum total cost of borrowing would be $6,622.

*Based on November 2018 survey results 

**Fairstone data 2007–2017.

Fairstone is Canada’s leading non-bank provider of responsible lending solutions for near-prime and non-prime borrowers. With 235 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible retail purchase and automotive financing programs. With roots in Canada for over 95 years, Fairstone is committed to making a difference in local communities through support for initiatives focusing on financial literacy and health and wellness, among others. More at Fairstone.ca

855-411-2484

We're here when you need us

Borrow up to $35,000 with a Fairstone personal loan.

Borrow up to $35,000 with a Fairstone personal loan for homeowners, to a maximum of 100% of the value of your home.

Borrow up to $400,000 with a Fairstone First Mortgage, to a maximum of 90% of the value of your home. Or, borrow up to $125,000 with a Fairstone Second Mortgage, to a maximum of 80% of the value of your home.

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Personal Loans

First and second mortgages

Personal loans for homeowners

© 2019, TM Fairstone Financial Inc.

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Personal loans for Canadians
up to $35,000 as soon as today

Whether you need to pay off bills, you’re facing unexpected expenses or looking to consolidate other debts, make extra room in your budget by switching to a personal loan. With secured and unsecured loan options, Fairstone has a loan that’s right for you.

Your privacy is important to us

Why choose a secured loan?

Borrow more money

Access lower interest rates than with an unsecured loan

Fixed rates and terms, making loan repayments easier to budget for