Ready to pay off
your store credit card?
Pay off bills and take control of your finances with a loan from Fairstone. Get started with a free loan quote and see how much money you could borrow.
Personal Loans
From $500 - $30,000
Get a free loan quote telling you how much money you could borrow. It’s quick and won’t impact your credit score.
Simply tell us how much money you're looking to borrow, and enter a few personal details.
We'll tell you how much money you could qualify for, and what your payments might be.
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Interested in your quote? Finalize your application in-branch, and have your money quickly.
Benefits of converting to a loan from Fairstone
Is your plan maturing? Avoid interest charges by converting your balance before your plan expires
Fast application process
Flexible terms and affordable payments
Consolidate debts into a single debt consolidation loan and pay off your debts sooner and save on interest charges
A quick and secure online loan application
Manageable, fixed payments that you can afford
Secured and unsecured loan options, so you can get the money you need
One-on-one local service at a branch near you
Count on us for
Get an instant quote!
Simple and secure online application
We’ve helped millions of Canadians just like you
We’ve helped millions of Canadians just like you
Why choose a loan from Fairstone?
93% customer satisfaction rate*
3.3 million loans approved**
Serving Canadians for almost 100 years
93% customer satisfaction rate*
3.3 million loans approved**
Serving Canadians for almost 100 years
Loan terms range from 6-120 months. Maximum APR on personal loans is 39.99%. On a $5,000 unsecured personal loan the maximum total cost of borrowing would be $6,622.
*Based on November 2018 survey results
**Fairstone data 2007–2017.
Fairstone is Canada’s leading non-bank provider of responsible lending solutions for near-prime and non-prime borrowers. With 235 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible retail purchase and automotive financing programs. With roots in Canada for over 95 years, Fairstone is committed to making a difference in local communities through support for initiatives focusing on financial literacy and health and wellness, among others. More at Fairstone.ca
855-411-2484
We're here when you need us
Borrow up to $35,000 with a Fairstone personal loan.
Borrow up to $35,000 with a Fairstone personal loan for homeowners, to a maximum of 100% of the value of your home.
Borrow up to $400,000 with a Fairstone First Mortgage, to a maximum of 90% of the value of your home. Or, borrow up to $125,000 with a Fairstone Second Mortgage, to a maximum of 80% of the value of your home.
Personal Loans
First and second mortgages
Personal loans for homeowners
© 2019, TM Fairstone Financial Inc.
Personal loans for Canadians
up to $35,000 as soon as today
Whether you need to pay off bills, you’re facing unexpected expenses or looking to consolidate other debts, make extra room in your budget by switching to a personal loan. With secured and unsecured loan options, Fairstone has a loan that’s right for you.
Your privacy is important to us
Why choose a secured loan?
Borrow more money
Access lower interest rates than with an unsecured loan
Fixed rates and terms, making loan repayments easier to budget for