® Trademarks of Fairstone Financial Inc. Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.
In Ontario, Fairstone Financial Inc. is licensed as mortgage brokerage 10821. In Nova Scotia, Fairstone Financial Inc. is licensed as mortgage lender #2021-3000028.
Fairstone is a leading provider of responsible lending solutions, with a nearly one-hundred-year legacy in Canada. As an operating subsidiary of Fairstone Bank of Canada, Fairstone offers unsecured personal loans, secured personal loans and mortgages to near-prime customers online and in over 250 branches coast to coast.
Unsecured personal loans
Borrow $500-$25,000 with an unsecured personal loan.
Secured personal loans
Borrow $5,000-$60,000 with a secured personal loan.
First and second mortgages
Borrow up to $600,000 with a first mortgage, or up to $300,000 with a second mortgage.
Contact: 1-800-995-2274
630 René-Lévesque West, suite 1400 Montréal, QC H3B 1S6
Check out what Fairstone has to offer in September 2025*
Receive a $50 Amazon gift card
*Excludes residents of Manitoba & Newfoundland and Labrador. $50 Amazon gift card offer is available to new borrowers only (excludes loan renewals). Receive a $50 Amazon gift card when you take out unsecured personal loan or secured personal loan from Fairstone (excludes mortgages). Offer valid for loans booked between September 8, 2025 and September 26, 2025. Minimum loan term of 12 months required. Customer must be a member of Credit Karma and the primary account holder of a new unsecured personal loan. Limit of one (1) $50 Amazon gift card per eligible loan. Customers must provide a valid email address to receive an Amazon e-gift card. The e-gift card will be emailed from Amazon on behalf of Fairstone by November 18, 2025 to the primary account holder, provided all offer conditions are met. The loan must be open, active and in good standing at the time the e-gift card is issued. Fairstone reserves the right to substitute the e-gift card with one of equal value. E-gift cards received in error, including incorrect amounts, are subject to cancellation.
Be entered into a prize draw to win $1,000
*Automatic entry to Contest by taking out a qualifying personal loan (excludes mortgage loans) is not open to residents of Manitoba and Newfoundland & Labrador. Contest terms and conditions apply. No purchase necessary. Contest is open to legal residents of Canada who are the age of majority in the province or territory in which they reside. Entrants must be new borrowers (excluding existing borrowers and loan renewals) and the primary account holder of an unsecured personal loan or secured personal loan (excludes mortgages). The loan must be disbursed by September 26, 2025.
• Limit of one (1) entry per eligible loan.
• Twenty (20) prizes to be awarded of one (1) $1,000 CAD cash prize.
• The prize will be payable by cheque. The winner may choose to apply the cheque to their Fairstone loan.
• Winner will be selected by random draw based on geographic area and there will be five winners per area (Western Canada, Ontario, Quebec, Atlantic Canada)
• Contest period runs from September 8, 2025 at 12:01:01 a.m. Eastern Time until September 26, 2025 at 11:59:59 p.m. Eastern Time.
• Prize draw on October 15, 2025, and prizes distributed between November 10-28, 2025.
• Loan must be open, active and in good standing at the time of the prize draw and prize distribution.
Odds of winning will depend on the number of eligible entries received by the contest deadline. Correct answer to mathematical skill-testing question required. Fairstone reserves the right to discontinue the contest at any time for any reason.
For full contest rules, and to apply with no purchase necessary, visit https://fairstone.ca/en/about/promotions/break-up-with-your-debt