® Trademarks of Fairstone Financial Inc. Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.
In Ontario, Fairstone Financial Inc. is licensed as mortgage brokerage 10821. In Nova Scotia, Fairstone Financial Inc. is licensed as mortgage lender #2021-3000028.
Fairstone is a leading provider of responsible lending solutions, with a nearly one-hundred-year legacy in Canada. As an operating subsidiary of Fairstone Bank of Canada, Fairstone offers unsecured personal loans, secured personal loans and mortgages to near-prime customers online and in over 250 branches coast to coast.
Unsecured personal loans
Borrow $500-$25,000 with an unsecured personal loan.
Secured personal loans
Borrow $5,000-$60,000 with a secured personal loan.
First and second mortgages
Borrow up to $600,000 with a first mortgage, or up to $300,000 with a second mortgage.
Contact: 1-800-995-2274
630 René-Lévesque West, suite 1400 Montréal, QC H3B 1S6
Check out what Fairstone has to offer in July 2025*
Make no payments for up to 45 days
*No payments offer for up to 45 days applies only to Fairstone loans approved and disbursed to members of Intuit Credit Karma. Offer is valid until Nov 16, 2025. The recipient of this offer must be the primary account holder of the new Fairstone loan to qualify. In Quebec, defer your first payment for 35 days from the date the loan is disbursed. In the rest of Canada, defer your first payment for 45 days from the date the loan is disbursed. Interest begins to accrue from the date the loan is disbursed and will continue to accrue on the total amount of the deferred payment, until the payment is paid in full, at the interest rate disclosed in the loan. Interest is not waived.
If you receive a loan quote, mention the Intuit Credit Karma no-payments offer when speaking with your Fairstone Lending Specialist.
Receive a $50 Amazon gift card
*Excludes residents of Newfoundland and Labrador and Manitoba. $50 Amazon gift card offer is available to new borrowers only (excludes loan renewals). Receive a $50 Amazon gift card when you take out unsecured personal loan or secured personal loan from Fairstone (excludes mortgages). Offer valid for loans booked between July 2, 2025 and July 31, 2025. Minimum loan term of 12 months required. Customer must be a member of Credit Karma and the primary account holder of a new unsecured personal loan. Limit of one (1) $50 Amazon gift card per eligible loan. Customers must provide a valid email address to receive an Amazon e-gift card. The e-gift card will be emailed from Amazon on behalf of Fairstone by September 22, 2025 to the primary account holder, provided all offer conditions are met. The loan must be open, active and in good standing at the time the e-gift card is issued. Fairstone reserves the right to substitute the e-gift card with one of equal value. E-gift cards received in error, including incorrect amounts, are subject to cancellation.