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Personal Loans
From $500 - $30,000

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Fairstone Grand Falls
$500-$50,000 loans

Offers provided to users who complete a loan quote are based on a rate of no greater than 39.99% APR with a term from 6-60 months. Your actual rate will vary based on provincial regulations and factors like credit score, homeownership status and loan amount. Call 800-995-2272 and speak with a Lending Specialist for more information.

An example of borrowing costs paid on a $5,000 personal loan at a rate of 39.99% on a 60-month term is $6,623 or a monthly payment of $193.73 over the course of the loan term.

Loan terms range from 6-120 months; APR: 19.99%-39.99%. Interest rates vary by province and from customer to customer.

Fairstone does not charge any administration fees on personal loans. On a secured personal loan, fees may apply and vary by province/territory. Fees may include a home valuation, title examination and insurance fees, administration fees and other applicable fees. Fairstone is a provider of personal loans and mortgages and is headquartered at 630 René-Lévesque Blvd W, Montreal, Quebec H3B 4Z9, Telephone Number 800-995-2274. 

*Fairstone Customer Experience Survey – April - December 2020 (n=5,130)

**Fairstone data 2007–2017.

Fairstone
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What we offer:

Personal loans: Unsecured personal loans and secured personal loans with manageable payments that fit your needs and budget

Emergency loans: Get a quick online loan to cover an unexpected expense or emergency

Debt consolidation loans: Consolidate debt and simplify your payment schedule with an online debt consolidation loan

Conveniently apply online or in branch and have your money deposited in your account in as little as 24 hours.

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Simple and secure online application

Personal loans online for Canadians
Borrow up to $50,000 – apply online or in branch

Fairstone offers online loans for Canadians in the fair to good credit score range.

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A quick and secure loan application online or at 240+ branches

Flexible payment options – choose from a variety of payment frequencies to suit your needs and budget

Unsecured personal loans, secured personal loans and mortgages, so you can find the loan that suits you

One-on-one local service from our knowledgeable Lending Specialists

Why Canadians choose Fairstone

We’ve helped millions of Canadians just like you

We’ve helped millions of Canadians just like you

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Trusted Canadian lender
Customer satisfaction
Loans approved
Lending money

98.7% customer satisfaction rate*

3.3 million loans approved**

Lending to Canadians for almost 100 years

98.7% customer satisfaction rate*

3.3 million loans approved**

Lending to Canadians for almost 100 years

Fairstone

Fairstone is Canada’s leading provider of responsible lending solutions for near-prime borrowers. With over 240 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible retail point-of-sale and automobile financing programs. With roots in Canada for almost 100 years, Fairstone is committed to making a difference in local communities.

Contact: 1-800-995-2274
630 René-Lévesque West, suite 1400 Montréal, QC H3B 4Z9

Unsecured personal loans
Borrow $500-$25,000 with an unsecured personal loan.

Secured personal loans
Borrow $5,000-$50,000 with a secured personal loan.

First and second mortgages
Borrow up to $400,000 with a first mortgage, or up to $125,000 with a second mortgage.

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© 2021, TM Fairstone Financial Inc. In Ontario, Fairstone Financial Inc. is licenced as mortgage brokerage 10821.