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Personal Loans
From $500 - $30,000

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Fairstone Grand Falls
$500-$50,000 loans

Fairstone
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FINANCIAL RELIEF OPTIONS FOR FAIRSTONE CUSTOMERS

We’re ready and available to assist you with loans and financial relief options online, by phone or at your nearest branch.

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We’ve helped millions of Canadians just like you

We’ve helped millions of Canadians just like you

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© 2022, TM Fairstone Financial Inc. In Ontario, Fairstone Financial Inc. is licenced as mortgage brokerage 10821.

Fairstone is Canada’s leading provider of responsible lending solutions for near-prime borrowers. With over 240 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible retail point-of-sale and automobile financing programs. With roots in Canada for almost 100 years, Fairstone is committed to making a difference in local communities.

Contact: 1-800-995-2274
630 René-Lévesque West, suite 1400 Montréal, QC H3B 4Z9

Unsecured personal loans
Borrow $500-$25,000 with an unsecured personal loan.

Secured personal loans
Borrow $5,000-$50,000 with a secured personal loan.

First and second mortgages
Borrow up to $400,000 with a first mortgage, or up to $125,000 with a second mortgage.

GET A LOAN QUOTE

Personal loans online for Canadians
Borrow up to $50,000 – apply online or in branch

Fairstone offers online loans for Canadians in the fair to good credit score range.

Unsecured personal loans

Get the money you need with manageable and affordable payments that fit your budget.

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Unsecured personal loans

Get the money you need with manageable and affordable payments that fit your budget.

Secured personal loans

Use home equity to access lower interest rates, lower payments and more money.

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Debt consolidation loans

Combine multiple bills and get out of debt faster with one simple monthly payment.

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Emergency loans

Manage urgent or unexpected expenses with funds in as little as 24 hours.

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Unsecured personal loans

Get the money you need with manageable and affordable payments that fit your budget.

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Unsecured personal loans

Get the money you need with manageable and affordable payments that fit your budget.

Real estate house icon

Unsecured personal loans

Get the money you need with manageable and affordable payments that fit your budget.

Secured personal loans

Use home equity to access lower interest rates, lower payments and more money.

Consolidate debt icon

Unsecured personal loans

Get the money you need with manageable and affordable payments that fit your budget.

Debt consolidation loans

Combine multiple bills and get out of debt faster with one simple monthly payment.

Emergency money icon

Unsecured personal loans

Get the money you need with manageable and affordable payments that fit your budget.

Emergency loans

Manage urgent or unexpected expenses with funds in as little as 24 hours.

Trusted Canadian lender
Customer satisfaction
Loans approved
Lending money

98.5% customer satisfaction rate*

3.3 million loans approved**

Lending to Canadians for almost 100 years

98.5% customer satisfaction rate*

3.3 million loans approved**

Lending to Canadians for almost 100 years

Terms and conditions:
Loan offers are only valid if you meet our current credit standards. Offers provided to users who complete a loan quote are for an unsecured personal loan only.

Unsecured personal loans:
Interest Rates on unsecured personal loans range from 26.99% - 39.99%, with a minimum loan term of 6 months and maximum term of 60 months. Your actual Annual Percentage Rate (APR) will vary based on province of residence and individual factors like the details of your credit report and loan amount. Maximum APR 39.99%.
Call 800-995-2272 and speak with a Lending Specialist for more information. Fairstone does not charge any fees during the application process for an unsecured personal loan.

An example of borrowing costs paid on a $5,000 unsecured personal loan at a rate of 39.99% on a 60-month term is $6,623 or a monthly payment of $193.73 over the course of the loan term.

Secured personal loans and mortgages
Interest Rates on secured personal loans range from 19.99%-24.49%, with a minimum loan term of 36 months and a maximum term of 120 months. Interest Rates on mortgage loans range from 13.89%-20.25%, with a minimum loan term of 12 months and a maximum term of 60 months, and amortization periods up to 25 years. Your actual APR will vary based on individual factors including province/territory, the details of your credit report and financial situation, loan type and services provided in order to secure the loan. All fees are included in your loan contract and explained to you by our Lending Specialists.  

On a secured personal loan, the following may apply: Administration fee, appraisal fee and title search fee. Administration fees range from $50 - $300. Most appraisals will not exceed $598. However, additional appraisal fees may apply such as a cancellation fee, rush request, executive property and travel and mileage. These fees range from $10-$250. Title search fees range from: $288.48 - $1,318.45. In some provinces, the title search fee is variable and calculated based on the loan amount. Additional title search fees may apply depending on the circumstances, such as location of property.

An example of borrowing costs paid on a $10,000 secured personal loan at a rate of 19.99% on a 60-month term is $5,660 or a monthly payment of $261.84 over the course of the loan term.

This information is accurate as of Oct. 1, 2022.

Fairstone is a provider of personal loans and mortgages and is headquartered at 630 René-Lévesque Blvd W, Montreal, Quebec H3B 4Z9, Telephone Number 800-995-2274.

In Ontario, Fairstone Financial Inc. is licensed as mortgage brokerage #10821. In Nova Scotia, Fairstone Financial Inc. is licensed as mortgage lender #2021-3000028.

™/® Fairstone Financial Inc.

*Fairstone Customer Experience Survey – September - December 2021 (n=7,260)

**Fairstone data 2007–2017.