Personal Loans
$500-$50,000
Get a loan by May 6-31, 2021 and make no payments until summer.* Try our no-obligation loan quote to find out how much money you could qualify for.
Personal Loans
From $500 - $30,000
Get a free loan quote telling you how much money you could borrow. It’s quick and won’t impact your credit score.
We’ve helped millions of Canadians just like you
98.7% customer satisfaction rate**
3.3 million loans approved***
Serving Canadians for almost 100 years
98% customer satisfaction rate**
3.3 million loans approved***
Serving Canadians for almost 100 years
Loan terms range from 6-120 months. Maximum APR on personal loans is 39.99%. On a $5,000 unsecured personal loan the maximum total cost of borrowing would be $6,622.
*No payments until summer applies only to loans booked on or after May 6, 2021. The no payment offer is a 45-day payment deferral. Summer begins June 20, 2021. Interest begins to accrue from date loan is booked at the interest rate disclosed in the loan and is not waived. This offer is not valid in Quebec.
**Fairstone Customer Experience Survey – April - December 2020 (n=5,130)
***Fairstone data 2007–2017.
© 2021, TM Fairstone Financial Inc.
Your privacy is important to us
Simply tell us how much money you're looking to borrow, and enter a few simple details
We’ll tell you how much money you could qualify for and what your payments might be
START WITH AN INSTANT QUOTE
RECEIVE AN INSTANT RESPONSE
GET YOUR MONEY QUICKLY
Finalize your application online, by phone or in branch – have your money in as little as 24 hours
Get the money you need today and don’t pay until summer
Get the money you need today and don’t pay until summer
Fairstone is Canada’s leading provider of responsible lending solutions for near-prime borrowers. With over 240 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible retail point-of-sale and automobile financing programs. With roots in Canada for almost 100 years, Fairstone is committed to making a difference in local communities.
Contact: 1-800-995-2274
630 René-Lévesque West, suite 1400 Montréal, QC H3B 4Z9
We're here when you need us
Unsecured personal loans
Borrow up to $20,000 with a personal loan.
Secured personal loans
Borrow up to $50,000 with secured personal loan.
Mortgage refinancing
Borrow up to $400,000 with first mortgage refinancing, or up to $125,000 with a second mortgage.
Simple and secure online application
Personalized loan quote within minutes
Get a loan today and make no payments until summer
Access $500-$50,000 to pay off your financing plan, consolidate debt or give your budget some flexibility for summer. Start with a no-obligation loan quote to find out how much money you could qualify for. It only takes a few minutes and there’s no impact to your credit score.
Consolidate your debts and bills
A debt consolidation loan can help you manage multiple bills and get out of debt faster with one simple monthly payment.
Manage home or auto repairs
Fairstone offers quick personal loans and affordable payments that suit your needs, budget and lifestyle.
Cover emergencies and unexpected expenses
There are some expenses you can plan for, and others you can’t. If you have an emergency, a quick personal loan may be the answer – you can have your money in as little as 24 hours.
A quick and secure online loan application
Manageable and affordable payments that fit your budget
Secured and unsecured loan options, so you can get the money you need
One-on-one local service from our lending specialists
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