Personal Loans
$500-$50,000

Get a loan by May 6-31, 2021 and make no payments until summer.* Try our no-obligation loan quote to find out how much money you could qualify for.

GET A LOAN QUOTE

Personal Loans
From $500 - $30,000

Get a free loan quote telling you how much money you could borrow. It’s quick and won’t impact your credit score.

We’ve helped millions of Canadians just like you

98.7% customer satisfaction rate**

3.3 million loans approved***

Serving Canadians for almost 100 years

98% customer satisfaction rate**

3.3 million loans approved***

Serving Canadians for almost 100 years

Loan terms range from 6-120 months. Maximum APR on personal loans is 39.99%. On a $5,000 unsecured personal loan the maximum total cost of borrowing would be $6,622.

*No payments until summer applies only to loans booked on or after May 6, 2021. The no payment offer is a 45-day payment deferral. Summer begins June 20, 2021. Interest begins to accrue from date loan is booked at the interest rate disclosed in the loan and is not waived. This offer is not valid in Quebec.

**Fairstone Customer Experience Survey – April - December 2020 (n=5,130)

***Fairstone data 2007–2017.

© 2021, TM Fairstone Financial Inc.

Your privacy is important to us

GET A LOAN QUOTE

Simply tell us how much money you're looking to borrow, and enter a few simple details

We’ll tell you how much money you could qualify for and what your payments might be

START WITH AN INSTANT QUOTE

RECEIVE AN INSTANT RESPONSE

GET YOUR MONEY QUICKLY

Finalize your application online, by phone or in branch – have your money in as little as 24 hours

Get the money you need today and don’t pay until summer

GET A LOAN QUOTE

Get the money you need today and don’t pay until summer

Fairstone is Canada’s leading provider of responsible lending solutions for near-prime borrowers. With over 240 branches coast to coast, Fairstone provides personal loans and home equity loans designed to suit today’s borrowing needs. Fairstone also partners with a wide network of businesses to deliver flexible retail point-of-sale and automobile financing programs. With roots in Canada for almost 100 years, Fairstone is committed to making a difference in local communities.

GET A LOAN QUOTE

Contact: 1-800-995-2274
630 René-Lévesque West, suite 1400 Montréal, QC H3B 4Z9

We're here when you need us

Unsecured personal loans
Borrow up to $20,000 with a personal loan.

Secured personal loans
Borrow up to $50,000 with secured personal loan.

Mortgage refinancing
Borrow up to $400,000 with first mortgage refinancing, or up to $125,000 with a second mortgage.

GET A LOAN QUOTE

Simple and secure online application
Personalized loan quote within minutes

Get a loan today and make no payments until summer

Access $500-$50,000 to pay off your financing plan, consolidate debt or give your budget some flexibility for summer. Start with a no-obligation loan quote to find out how much money you could qualify for. It only takes a few minutes and there’s no impact to your credit score.

Consolidate your debts and bills

A debt consolidation loan can help you manage multiple bills and get out of debt faster with one simple monthly payment.

Manage home or auto repairs

Fairstone offers quick personal loans and affordable payments that suit your needs, budget and lifestyle.

Cover emergencies and unexpected expenses

There are some expenses you can plan for, and others you can’t. If you have an emergency, a quick personal loan may be the answer – you can have your money in as little as 24 hours.

A quick and secure online loan application

Manageable and affordable payments that fit your budget

Secured and unsecured loan options, so you can get the money you need

One-on-one local service from our lending specialists

Count on us for